Services
Whether you make widgets, educate tomorrow's leaders, or build cities you are focused on the success of your organization. We provide the expertise for your benefit challenges through a range of consulting services so that you can maintain your focus on your primary directives.
We work with clients of all sizes while still tailoring our services to their individual needs. Our value is in our ability to lower costs, increase quality, and improve efficiency.
Learn more about how these services can make a difference to your organization, by clicking on each of them listed below:
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Establishing Corporate Objectives
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Financial Funding & Analysis
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Renewals
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Funding Arrangements
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Plan Design and Analysis
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Legislative & Regulatory Compliance
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Employer/Employee Communication and Education
The benefits industry has been subject to more continuous change than ever before. Clearly defined corporate objectives provide an important basis to help control and shape an effective response to this constant change.
Creative Benefit Solutions will work with you to determine the right balance between cost, your employees, competition, and available options. We can make recommendations based on industry norms for size and region, as well as the best type of plan design for your particular needs.
Knowledge is a key component when responding to a changing environment. Regular evaluation of claims experience and medical trends are needed for effectively managing a benefits program.
Creative Benefit Solutions can help you maintain cost control through ongoing reviews of the financial factors which may impact your benefit plan. This will allow you to retain control over your benefit program costs through timely responses to anticipated losses and projected rate adjustments.
Navigating a benefit program renewal can be an overwhelming task. Creative Benefit Solutions can evaluate proposed renewals and negotiate rates with carriers based on current experience, retention costs, and financial history. We can also help you plan for the future with cost projections that account for expected trends in healthcare expense, inflation, and other pertinent data.
Creative Benefit Solutions can evaluate various funding methods based on your level of risk and potential for savings to the bottom line.
As a client partner, Creative Benefit Solutions will continuously monitor the performance of your benefit plan and whether it continues to meet your company's established objectives.
Creative Benefit Solutions will:
- Design or redesign your benefits plan with a cost benefit analysis for new benefits or proposed modifications.
- Review of funding options, including self-insurance feasibility studies.
- Analysis of employer/employee contribution levels.
- Breakdown of cost containment features.
- Accountability for TPA service organizations, if self-funded.
- Prepare bid specifications, as needed.
- Evaluate and make recommendations of managed care delivery systems (i.e. PBM's, PPO's)
- Recommendations on the introduction of flexible benefit programs.
The many government regulations surrounding health and welfare programs can seem endless. Staying in compliance can almost seem impossible for the average company to do on their own.
Creative Benefit Solutions can help you stay in compliance with established regulations and keep you informed on any changes that might affect your position or put you at risk.
In addition, access to our Client Community will update you on proposed legislation and other industry news including changes to the following:
You have invested a great deal of time and resources to provide the right benefit package for your employees. That's why it is important to take the time to create awareness, understanding, and consequently satisfaction with the benefits program.
Creative Benefit Solutions can ensure the success of your benefits program through an effective employee communication and education campaign. We offer a complete range of marketing and communication services to ensure your employees realize the maximum value of their benefit program.