Employee Benefit Solutions
A recent survey conducted by the Society of Human Resources Management showed that employees ranked job security and benefits as the top drivers in determining job satisfaction. We understand that your benefit program is a major factor in your ability to recruit and retain the best employees which will determine your continued success in the marketplace.
Let Creative Benefit Solutions help you navigate and negotiate through the complex and changing insurance market.
HMO, PPO, POS, EPO
Access Analysis
Individual & Aggregate Stop Loss
TPA
Medical Reimbursement Plan
Temporary Medical
Account Based Health Plans (ABHPs)
Health Savings Accounts (HSAs)
Health Reimbursements Accounts (HRAs)
Pharmacy Benefit Management Carve outs
MHSA Carve Outs
Traditional Indemnity
PPO
DHMO
Traditional Scheduled
Managed
Basic Term Life & AD&D
Voluntary Life & AD&D
Business Travel Accident
Dependent Term Life
Short Term Disability
Basic
Voluntary
Core/Buy-Up
Advice to Pay
Long Term Disability
Basic
Voluntary
Core/Buy-Up
Managed Disability
Accident
Disability
Critical Illness
Medical Gap
Whole Life
Legal
Long Term Care
Employee Assistance Plans
Work and Family Benefits