Employee Benefit Solutions

A recent survey conducted by the Society of Human Resources Management showed that employees ranked job security and benefits as the top drivers in determining job satisfaction. We understand that your benefit program is a major factor in your ability to recruit and retain the best employees which will determine your continued success in the marketplace.

Let Creative Benefit Solutions help you navigate and negotiate through the complex and changing insurance market.

  • HMO, PPO, POS, EPO
  • Access Analysis
  • Individual & Aggregate Stop Loss
  • TPA
  • Medical Reimbursement Plan
  • Temporary Medical
  • Account Based Health Plans (ABHPs)
  • Health Savings Accounts (HSAs)
  • Health Reimbursements Accounts (HRAs)
  • Pharmacy Benefit Management Carve outs
  • MHSA Carve Outs
  • Traditional Indemnity
  • PPO
  • DHMO
  • Traditional Scheduled
  • Managed
  • Basic Term Life & AD&D
  • Voluntary Life & AD&D
  • Business Travel Accident
  • Dependent Term Life
  • Short Term Disability

  • Basic
  • Voluntary
  • Core/Buy-Up
  • Advice to Pay
  • Long Term Disability

  • Basic
  • Voluntary
  • Core/Buy-Up
  • Managed Disability
  • Accident
  • Disability
  • Critical Illness
  • Medical Gap
  • Whole Life
  • Legal
  • Long Term Care
  • Employee Assistance Plans
  • Work and Family Benefits